Our health care system is literally losing patients, from errors, accidents and infections in hospitals alone, not to mention the mortality and suffering from millions of procedures that never needed to be done in the first place. At the same time, the employers and other purchasers paying for this care are losing patience with the slow pace of change in cleaning up the mess.
A health insurance agent or broker can save you time and money, whether you’re an individual seeking coverage or a business owner shopping for the best medical plan for your employees. Which is right for you? It depends. An agent representing a carrier directly may be able to offer you a lower rate, easier plan changes and a closer relationship with the insurer. A broker, on the other hand, may be able to find you a better fit by combing the market.