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ACA101: What to Expect?



Five years ago, President Obama signed the landmark Affordable Care Act into law. Since then, the law that’s come to be known simply as “Obamacare” has survived a Supreme Court challenge, stumbled through a rocky website rollout, weathered massive political misinformation campaigns, withstood dozens of repeal attempts, and ultimately extended health care to millions of Americans who used to be uninsured. But even after five years under Obamacare, widespread misperceptions remain about what exactly the law does.

First and foremost, Obamacare is designed to help lower the rate of uninsured people that receive care in hospitals and can’t afford to pay cause in the United States. In response, medical care costs and health plan premiums move higher for everyone else. Having more people insured allows insurers to spread their expenses over a greater swath of the population, which can in turn help keep medical cost inflation low. The more short-term effect, however, is giving more Americans access to medical care should they need it.

The long-tail goal of Obamacare is to help control the inflation rate of medical cots. If more people are insured, and those people take advantage of their coverage by visiting their primary care physician somewhat regularly, then there’s a chance that PCPs will catch chronic diseases ahead of time, before they become costly later-in-life problems for the consumer and insurer.

And that’s why Healthcare Enrollment USA is here for us. It is an insurance agency compiled of licensed agents all across the United States. They help thousands of people enroll in affordable health plans every year to avoid tax penalties. They give free quotes on available plans for us to get the coverage we deserve. And they provide free enrollment assistance for a qualified health plan. All at no charge for their services.

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